Tuesday, August 25, 2009

Avoid being the victim of online identity theft

Identity theft is a major problem. You or someone you know has probably been a victim of fraud. Unless people are denied credit or perhaps receive a bill, most people do not realize that they have been victimized. If you have ever bought anything online or have joined any type of 'group' online where you have had to give your name, date of birth and where you are from, fraudsters can pick up information and gain access to your Social Insurance Number(SIN), address, bank accounts and credit cards.
Identity theft is almost impossible to prevent, as the people who commit it are always thinking ahead, but there are things you can do to minimize your chances of becoming a victim.


Avoid using your real name whenever joining online sites.

Avoid giving your real birthdate on online sites. If it is a public site such as Facebook, Twitter, etc., make sure the option is there to not broadcast it on your profile page.

Only shop from reputable online vendors such as Amazon or Ebay with secure payment options like PayPal.

Keep your credit report up to date. Contact credit report companies and ensure that your information is accurate. If you see any discrepancies, contact the company right away.
Equifax, TransUnion and Experian

If you have been victimized, call the company and explain the situation.
Call your local police and report the crime to RECOL.ca.

More information on how to prevent being a victim of fraud.

Happy Shopping


Chubbymommyme said...

that's very helpful. You got a good thing going here. Keep it up

Vinay Rai said...

I have been duped a few times,so I remain careful before giving my personal details to anyone.

AVCr8teur said...

I know I don't check my credit enough. Also, if you have any online back accounts, don't forget to check them regularly for any fraudulent charges.

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