In Canada, thousands have lined up in malls and civic centres day after day to receive vaccinations. Most have lined up for 3 hours or more. Imagine being in a shopping mall with small children. They would at some point get hungry or bored. This would be a perfect opportunity for parents to get food or a toy to keep their child(ren) occupied. In this case, food courts and various stores will profit.
Below is a list for new moms or moms-to-be to receive free stuff for themselves and their babies. (If you know of any others, please send me an email and I will add them to the list. Your sharing will be greatly appreciated.)
Buying a new home is very exciting. The thrill of owning your own space, not having to worry about living in someone else's dwelling and not to mention the investment factor. Paying down on a mortgage means more equity in your home and hopefully more money in your pocket one day. But back to the buying process and namely upgrades.
There are hundreds of upgrades available for new homes, everything from soaker tubs, ensuites, pot lights, fireplaces, different types of flooring, cabinets, knobs, skylights, etc. Although these items help in making your new home look like the model home you've dreamed of, they come at a price. A very high price if you are not careful. It is not unusual for new homeowners to spend in the upwards of $20,000 to $50,000 and more for upgrades. This is fine...if you have the money. The problem with buying upgrades from the builder is that most are of a substandard quality. 
New homeowners should realize, with time and patience, they can buy upgrades for their homes on their own at a better price and receive better quality. It might take a little bit longer, as most people are short on cash after moving into a new house, but well worth it.
Before you consider applying for a payday loan, remember this: payday loans are the most expensive way to borrow money, so consider all of your options. To learn more about payday loans, please visit the website of the Financial Consumer Agency of Canada, where you will find an informative brochure entitled The Cost of Payday Loans. (courtesy of Industry Canada)
With the state of the current economy, a lot of people are hoping to ride it through by either drowning their sorrows or hoping to win it big with gambling. Like with most difficult financial periods, people still find the money for alcohol, cigarettes and gambling. This is great news for lotto retailers and casinos but not so good for the rest of us who are hoping that by twist of luck, that is how we will make our millions. Already very addictive, lottos and casinos have not seen a downward swing in players like other venues and activities have. This is in part to the "maybe" factor. MAYBE tonight's my night; MAYBE I'll pick those lucky numbers; MAYBE I'll be at the right machine. The truth is, the likelihood of hitting it big with the lotto is 1 in 14,000,000 and the odds at a casino is just as big. This is not to say I am against gambling, absolutely not, I enjoy the occasional "scratch and win" and I am part of a lotto group at work. It is just sad to see many people who (these days) are so down on their luck, turning to something which in the long run will turn into a bigger problem. Play responsibly and as the OLG says, "know your limit, play within it".
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